"The purpose of personal finance management is not achieving perfection, but rather advancing towards your financial objectives in small strides".
Welcome to this community! My name is Ebuka and I am the creator of this website. I am passionate about financial freedom and helping people attain it.
In today’s world, many people strive for financial independence as they believe it could provide them with the life they desire and empower them to follow their dreams or passions. However, some people are uncertain about how to achieve this goal, either because they think it is daunting, or impossible or because they lack the necessary knowledge, skills, or techniques to make it a reality.
This website was created as a one-stop-shop to bridge this gap by providing free, easy-to-understand information on personal financial management for everyone, (including adults, millennials, and Gen-Zs) and establishing some easy-to-measure criteria to hold ourselves accountable.
As someone who has been and is still on the journey of attaining financial freedom, I understand that there could be numerous financial information all over the internet, which can be overwhelming. That’s why my goal is to simplify complex financial concepts and provide all the necessary tips to help you on your journey to financial independence.
After completing my university education in 2011, I secured my first job as an Accountant, which felt fulfilling then. However, I soon realized that I needed more than just a job to attain financial freedom. I started investing, trying out business ideas, and other initiatives but lost a lot of money without significant returns. This experience made me realize that I needed a plan and had to acquire more financial knowledge.
So, I embarked on my quest for more knowledge by reading some of the best personal finance and investment books, attending seminars, events, and networking with others on personal financial management topics. I learned about budgeting, saving, investing, and paying down debt, among other things.
I gradually put all that I learned into action, re-evaluating my areas of expenditure, establishing a comprehensive budget, setting savings goals, and adopting the 50/30/20 income management concept (50% for needs, 30% for wants, and 20% for savings). I also developed practical strategies for paying down my debt and began investing in different avenues while learning through the process over time.
I made several financial mistakes as a young professional, but I have since corrected and learned from them and have helped hundreds of people make good financial decisions around income generation, investment, savings, debt settlement, and planning for the future. My passion is to help you avoid the same mistakes I made and equip you with the knowledge and skills you need to make better financial decisions.
On this website, you will find practical and valuable tips on financial freedom, effective financial budgeting, exploring income generation avenues, improving your savings capacity, making profitable investments, credit score improvement, financial health assessment, debt and tax management, scaling and developing a solid structure for your business, and more.
I’ll be sharing my experiences and personal strategies with you so that you can benefit from my depth of experience.
So, sit tight and I hope you enjoy reading my content and find it useful in your journey to financial independence!